Commercial Underwriter (Credit)

An exciting opportunity is available for an experienced Commercial Underwriter to join a fast-paced, tech-driven financial services environment. This role focuses on underwriting and assessing credit risk for Small & Medium Enterprise (SME) clients. The successful candidate will work remotely while aligning with USA business hours (4pm–1am SA time).

Key Responsibilities:

• Assess and underwrite SME credit applications in line with the company policy and risk appetite
• Analyse financial statements, bank statements, cash flow, and supporting documentation
• Evaluate risk and make sound credit decisions within mandate
• Structure deals appropriately to balance risk and profitability
• Liaise with sales and operations teams to obtain additional information where required
• Ensure that all underwriting decisions are compliant with internal policies and regulatory standards
• Maintain accurate records and provide clear decision rationales

Requirements:

• Minimum 3–5 years’ experience in commercial / SME underwriting
• Strong understanding of credit risk principles
• Experience analysing financial statements and cash flow
• BCom degree or relevant qualification (CFA / CA(SA) candidates welcome)
• Strong analytical and decision-making skills
• Excellent written and verbal communication skills
• Comfortable working independently in a remote environment
• Able to work USA hours (16:00–01:00 SA time) consistently

Key Competencies:

• Strong attention to detail
• Commercial acumen
• Sound judgement and risk assessment ability
• Ability to work efficiently in a high-volume environment
• Deadline-driven and self-managed

What’s On Offer:

• Fully remote working environment
• Exposure to international markets
• Dynamic, performance-driven team
• Competitive remuneration

For more exciting Finance vacancies, please visit:
www.networkrecruitmentinternational.com
 
If you have not had any response in two weeks, please consider the vacancy application unsuccessful. Your profile will be kept on our database for any other suitable roles / positions.
 
We also invite you to contact us to discuss your next career move in finance!
 
For more information, contact:
Angelique Jardim
Specialist Recruitment Consultant