Senior Medical Underwriter

Senior Medical Underwriter

Beagle Street is growing, and we’re looking for an experienced Senior Medical Underwriter to help shape what comes next. This is a hands-on role focused on post-issue underwriting, with real scope to influence medical evidence strategy, processes, technology (including AI) and the day-to-day support we provide to colleagues across the business. If you thrive in a small, fast-paced environment, enjoy problem solving and improving how things work, we’d love to hear from you.

What you’ll do

• Underwrite post-issue policies in line with agreed standards, identifying and addressing any material misrepresentation accurately and within agreed timescales.

• Support the development and implementation of medical evidence approaches and underwriting processes.

• Engage with and help adopt new technologies, including AI-driven underwriting tools.

• Provide coaching, guidance and audit feedback to the internal telephony sales team.

• Mentor junior underwriters through training, coaching and quality support.

• Identify and recommend improvements to underwriting rules, philosophy and ways of working.

• Act as a point of contact for pre- and post-sale underwriting queries.

• Support reinsurer relationships and contribute to internal and external audit activity.

About you

• Current underwriting authority with strong, demonstrable expertise across Life, Critical Illness and TPD (Income Protection knowledge desirable).

• Proven experience supporting underwriting pilots and initiatives with third-party partners.

• Comfortable providing administrative and technical support to underwriting and claims assessment activities when needed.

• Solid understanding of key medical, underwriting and market developments in the UK life insurance sector.

• Confident responding to underwriting queries from internal stakeholders and external insurance/reinsurance partners.

• A track record of identifying, recommending and helping implement improvements to underwriting philosophy, processes and rules.

• Good knowledge of UK distribution, insurance and reinsurance markets.

• Excellent communication skills with the ability to engage effectively at all levels.

• Flexible, collaborative and keen to learn as our medical evidence strategy evolves.

If you’re ready to bring deep technical underwriting expertise and a proactive, improvement-focused mindset to a growing team, apply now to join Beagle Street as our Senior Medical Underwriter.