At Neighbors Bank, strong underwriting is the foundation of every successful mortgage. Behind every approved loan is a thoughtful risk assessment, clear communication, and an underwriter who understands both the guidelines and the real-world impact of their decisions.
We’re looking for a Mortgage Underwriter who brings precision, sound judgment, and a strong understanding of mortgage guidelines to the table. In this role, you’ll evaluate loan files across multiple products, make credit decisions, and clearly communicate what is needed to move loans forward in a compliant and responsible way.
Your work will directly influence how efficiently loans move through the process and how confidently our loan teams can guide borrowers to closing.
If you enjoy analyzing complex financial scenarios, applying guidelines with clarity, and collaborating with a production team to structure strong mortgage files, this role offers the opportunity to make meaningful impact within a high-performing mortgage operation.
Mortgage underwriting sits at the center of the loan process. Your role is to evaluate risk, apply lending guidelines with precision, and clearly communicate what needs to happen to move a loan forward.
In this role, you will:
Stay current on underwriting guidelines and industry updates so your decisions remain informed and consistent.
This role is built for someone who enjoys analytical work, values accuracy, and understands the importance of clear decision-making in a fast-moving mortgage environment.
The strongest candidates tend to be people who:
Successful underwriters here balance speed, accuracy, and sound judgment – helping loans move forward while protecting the integrity of the process.
If you prefer loosely structured work environments, minimal production expectations, or decision-making without clear guidelines, this likely won’t be the right fit.
To perform successfully in this role, candidates should bring a strong foundation in mortgage underwriting and an understanding of the pace and precision required in a production-driven environment.
Required experience includes:
Experience underwriting Conventional, FHA, and USDA loan products is not required, but preferred.
Our People and Culture are our greatest strengths, that’s why finding incredible people who are a great Culture fit is so important. Our thriving remote culture isn't just a perk – it’s how we see the future of work. We empower talented people to do great work wherever they are.
We’re seeking individuals who:
Innovative, Meaningful Work - We take our work seriously, but not ourselves. You’ll join a supportive, collaborative team that values personality and integrity.
Award-Winning Remote Culture - We’re proud to be recognized as one of the Top Workplaces in the financial services industry, and we don’t plan on slowing down anytime soon!
Remote Flexibility - Work from any of our hiring states, from the comfort of your own home.
Comprehensive Benefits - Health and dental coverage, a wellness program, 401(k) match, PTO, paid holidays, a monthly WFH reimbursement, and more!
Neighbors Bank is actively hiring candidates who reside in only the following states: AL, AZ, AR, FL, GA (all counties except DeKalb and Fulton), IA, ID, IN, KS, MS, MO, MT, OK, SC, TX, UT, and VA.
Unfortunately we cannot consider any exceptions to this location requirement.
Neighbors Bank is more than just a workplace – it’s a community. Our mission is to Enhance Lives, and we’re passionate about doing that through innovative solutions and a culture of collaboration and excellence.
Neighbors Bank is a leading innovator in the mortgage industry, and looking for individuals that thrive on challenges, adapt quickly to change, and want their earnings to reflect their performance. As a trainer, it’s about taking pride in preparation, clarity, and developing others to perform at a high level.
If you’re ready to join a team where your contributions truly matter, we’d love to hear from you!